Overview
Stablecoin remittance reduces intermediary costs by moving value directly on-chain. For many corridors, total fees and delays can be lower than legacy services.
Cost Components
- On-chain network fees
- Gateway or service markups
- FX spreads when converting to local currency
- Cash-out partner fees
Speed and Finality
Transfers confirm in minutes with transparent finality. Recipients can view hashes publicly and reconcile payouts faster than typical cash-out windows.
Off-ramp to Local Currency
Recipients use trusted partners or cards to convert to fiat. Choose providers with clear disclosures, compliance checks, and consistent liquidity.
Best Use Cases
- Freelancer payouts and family support across borders
- Corridors with high fees or slow settlement in legacy rails
- Regions with reliable crypto off-ramps
Trade-offs and Risks
Cash-out availability varies by region, and compliance screening is essential. Educate recipients on wallet safety and refund policies.
Conclusion
Stablecoin remittance can beat legacy services on cost and speed, especially where off-ramps are mature. Evaluate your corridor specifics to choose the right method.