Overview
Settlement speed depends on the network and issuer operations. Many stablecoins on modern networks confirm quickly with high reliability.
Networks and Confirmation Times
- Modern L2s often reach confirmations within seconds
- Mainnet networks confirm in minutes
- Finality windows vary by consensus and issuer practices
Finality vs Confirmations
Confirmations indicate inclusion; finality marks a point beyond which reversals are not expected. Merchants should set policies based on order value and risk.
Operational Implications
Match invoice rules to network speed, automate alerts on receipt, and set conversion thresholds. Use dashboards to reconcile in near real time.
Conclusion
Fast settlement is practical on modern networks. Choose rails that balance speed, fees, and compliance for your use case.